A higher-ed bubble even bigger than student loans: "There are growing concerns that the benefits of a college degree are on the decline, while costs continue to rise. This so-called bubble in U.S. higher education is focused on the mounting debt load of college students and their difficulty in finding a degree or job that economically justifies the cost. But in the next 25 years, some futurists say the bigger issue—and the one that could likely cause this bubble to burst—will be the inevitable collapse of many colleges and universities as learning goes virtual. Clayton Christensen, a professor at Harvard Business School and the father of disruptive innovation theory, famously predicted in 2008 that half of high school classes will be online by 2019. With the expansion of the digital campus, many mid-level institutions of higher education could become obsolete, and the new landscape may be largely unrecognizable. "Half of the colleges and universities that exist in the United States will cease to exist," said author and futurist Nathan Harden, echoing Christensen's famous comment. Harden predicts new technologies could eventually lead to "the end of the university as we know it." The reason for the demise? Many institutions of higher learning, including some of the nation's most prestigious universities, such as Harvard and MIT, have started to open up their classes to the world through massive open online courses (MOOCS), in many cases for free, though how EdX ultimately plans to generate revenue remains a major topic of much speculation and debate....." (read more at the link above)
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